M&T Bank Corporation earned a low BATS score of 15/100, with its earnings call focused on traditional credit, deposits and NII while AI appeared only in a brief analyst question and no strategic transformation plans.
J.B. Hunt Transport Services (JBHT) posted a BATS score of 2/100 on its Q2 2026 call, with zero AI discussion as management stressed cost discipline, capacity, and only generic technology automation rather than any AI strategy.
Conagra Brands scored a low 15/100 BATS rating, with AI limited to brief passing mentions as a supportive manufacturing tool and no strategic centrality, revenue link, or measurable impact in the Q4 2026 call.
JPMorgan Chase posted a BATS score of 53/100 as management described nearly 1,000 AI use cases and a firmwide mini revolution driving efficiency from front to back office.
Bank of America Corporation posted a BATS score of 66/100, underscoring advanced internal AI adoption with agentic workflows, 400,000 daily prompts, and measurable productivity gains that support stronger operating leverage.
Goldman Sachs scored 51/100 on BATS as management cast AI infrastructure build-out as an early-innings multiyear cycle driving financing demand, capital formation, and internal productivity that play to the firm’s advisory strengths.
Wells Fargo (WFC) earned a BATS score of 31/100 in its Q2 2026 call, framing AI as a supportive efficiency and adviser-productivity tool via the shipped Advisor Gateway Gen AI rather than a core strategic transformation.
Citigroup Inc. earned a BATS score of 53/100 on its July 2026 call, with nearly nine in ten employees already using AI tools as the bank leans on automation for post-transformation productivity and faster product delivery.
Fastenal Company earned a BATS score of 35/100, casting AI as a quiet behind-the-scenes lever for quoting speed and internal productivity under existing strategy rather than a core transformation pillar.
Delta Air Lines (DAL) earned a 49/100 BATS score, reflecting developing AI use in Concierge CX tools and patented baggage systems that drove a 25-point NPS lift, with management expecting a large efficiency imprint within one to two years.
PepsiCo (PEP) scored 0/100 on BATS in its July 2026 earnings call, with no AI discussion at all as management focused on affordability investments, portfolio transformation, and productivity instead.
General Mills scored 0/100 on the BATS AI scale in its July 2026 earnings call, with no mentions of AI as leadership focused on brand innovation, product renovation, and cost-saving transformation instead.